For non-profit housing providers
A collective approach to managing risk
We bring housing providers together to protect each other, reduce risk, and keep more value in the sector.
CHC is a sector-built solution designed for non-profit housing providers.
We work alongside your existing insurance to improve how it performs—while helping you better understand your coverage, risk, and rights.
We help the sector protect itself—
and understand how it works
Collective strength in action
On your own, your organization has limited influence—and limited ability to absorb risk.
Together, the sector has real strength.
By working collectively, members can:
- Reduce exposure to risk
- Help stabilize premiums over time
- Keep more non-profit dollars working within the sector
Where your dollars start working for you
With CHC, part of your costs contribute to a shared fund that:
- Covers claims within the threshold before they reach insurers
- Reduces pressure on future premiums
- Keeps value within the sector
This is called the Self-Insurance Retention (SIR) Fund.
What this means for you
More stability
Less exposure to sudden premium increases
Better protection
An extra layer of support before insurance is involved
More informed decisions
Clearer understanding of your coverage, risk, and rights
Long-term value
A model designed to work over time—not just save money today
Stronger sector
Collective participation protects your organization—and the sector
